Michigan Mortgage » Michigan Refinance

Underwater & 2nd Mortgage – Yes you can REFI – Michigan Home Loans

admin — Wed, 18 Jan 2012 04:33:14 +0000

www.firstcommercefinancial.com

Most people believe they cannot refinance if they are underwater or have a 2nd mortgage. But they are dead wrong. You can refinance with the HARP program even if you are severely underwater or have a 2nd mortgage. Watch to find out more.

Duration : 0:1:48

Technorati Tags: 2nd mortgage, HARP 2.0, home loans, Michigan, Mortgage, obama, personal finance, refinancing, underwater

Quicken Loans Refinance – Jim Woodworth

admin — Sat, 14 Jan 2012 15:45:27 +0000

Quicken Loans client Kevin Williams of Michigan discusses in this video testimonial about how Quicken Loans and Jim Woodworth helped him purchase a new home. Kevin was very pleased with his treatment by Quicken Loans, and would gladly recommend them for future business.

Duration : 0:1:59

Technorati Tags: amaze, engineered, financial, Home, jim, Loan, loans, Michigan, Mortgage, Quicken, refinance, rock, testimonial, to, video, woodworth

The Gold Star Difference

admin — Sat, 14 Jan 2012 15:45:16 +0000

GoldStarFinancialhttp://gdata.youtube.com/feeds/api/users/goldstarfinancialEducationThe, Gold, Star, Difference, gold star financial, mortgage purchase, mortgage companies, gold star, mortgage, home loan information, home purchase loan, home refinance, home refinance loan, home purchase, home loan, Michigan Mortgage company, Michigan home loan, Michigan home purchase, michigan refinance, Michigan home refinance, financial, financial companyThe Gold Star Difference

Duration : 0:1:39

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When refinancing do you need both signitures?

admin — Sat, 31 Dec 2011 03:19:35 +0000

My friend cosigned a vehicle loan for her boyfriend. He in turn went in and had the dealership refinance the loan and they typed her name in. Is this actually legal to do? This occurred in the state of Michigan.

Never """EVER EVER EVER""" cosign a loan.Tell her to try and get out of this immediately.

USDA Raises Upfront Guarantee Fee for Refinance Transactions

admin — Sat, 10 Dec 2011 15:05:13 +0000

Cory Kessenich here with Inlanta Mortgage in Madison, WI. Today I’d like to talk to you about the recent changes to the USDA refinance program. This includes the increase of the up front guarantee fee from 1% to 1.5% effective 12-07-2011 and a reminder of the new monthly guarantee fee that is similar to private mortgage insurance.

The USDA refinance program is for those who already have a rural development loan in place. The USDA Refinance is designed to lower the interest rate on a current USDA mortgage and is only available with 30 year fixed rates.

View the full announcement:

http://bit.ly/usda-changes

View additional USDA refinance information here:
http://bit.ly/usda-refinance

View detailed USDA program information here:

http://bit.ly/usda-loans

Visit us online at http://www.madisonmortgageloans.com

Cory Kessenich
Mortgage Consultant
Toll Free: 877-240-5810 x205
Local: 608-245-6905
cory.kessenich@madisonmortgageguys.com

http://www.realestatemarbles.com/mortgage/

NMLS ID #208789
Inlanta NMLS ID #1016

Inlanta Mortgage is a mortgage banker licensed in Wisconsin, Arizona, Colorado, Florida, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri and North Dakota. We offer Fannie Mae and Freddie Mac HARP loans for refinance transactions. Pre-qualify today! NMLS ID #1016

Duration : 0:1:56

Technorati Tags: Arizona USDA Refinance, Colorado USDA Refinance, Florida USDA Refinance, Illinois USDA Refinance, Indiana USDA Refinance, Iowa USDA Refinance, Kansas USDA Refinance, Kentucky USDA Refinance, Michigan USDA Refinance, Minnesota USDA Refinance, Missouri USDA Refinance, North Dakota USDA Refinance, USDA Refinance 12-7-2011, USDA Refinance Fee Change, USDA Refinance Guarantee Fee, Wisconsin USDA Refinance

Is this a good speech for the Auto-Bailout Plan? please answerr!?

admin — Sat, 10 Dec 2011 04:11:38 +0000

i don’t necessarily agree with it, but its just an assignment and i NEED to present it tomorrow.

Resolved: A Bill for Congress to give the Big 3 auto-makers (Ford, GM & Chrysler) $34 billion through government loans and credit lines. Currently, GM is asking for $18 billion, Ford is asking for $9 billion and Chrysler for $7 billion. Together they are asking for $34 billion. I strongly affirm this bill for the following reasons.

My first contention is that by bailing-out the Big 3 companies, we would be keeping many jobs, which are essential especially now because of the economic crisis. We’d lose over 3 million jobs in America. A bailout will save many jobs. The auto industry supports one of every 10 jobs in the United States,” Gov. Jennifer M. Granholm of Michigan said. Right now we’re in an economic recession because people can’t pay off loans from the bank. If we bail out companies, we keep many jobs, and they’ll eventually be able to pay off their loans so it would help the economy boost up and relive the debt.

My second contention is that the auto industry is one of the largest manufacturing industries in the US. The collapse of this industry would not only damage the US economic competitiveness worldwide, increase unemployment, and weaken the US Dollar, but it may also destroy entire communities throughout (roughly Michigan through Pennsylvania) by eliminating its economic foundation. For example, Detroit is known as “Motor Town”, and many of its jobs revolve around the auto-industry business. If some of the auto-industries suddenly closed down, many of the jobs would be lost, and Detroit may not be known as “Motor Town” anymore. This would destroy the community.

My third and final contention is that since the government is paying all of the bailout money, they have a chance to see what the company is doing/going to do. A news report (CNN), “General Motors Corp., Ford Motor Co., and Chrysler LLC would refinance their companies’ debt, cut executive pay, seek concessions from workers and find other ways of reviving their staggering companies."

it’s supposed to be 2 minutes, but it’s 1:21. oh well
tell me what you think/corrections/ideas.
thanks!
and any ideas to make it longer? like details? helpp!

bestanswer=10pts!!

It sound very insightful on your part the only thing that I might change is that Ford at this time is not requesting any loan or bail out they say that they have enoug revenueue to keep them solvent tell next year unless this has changed in the last couplee of days

Avoiding Foreclosure through Short Sale in Michigan – Attorney Aric Melder

admin — Wed, 07 Dec 2011 09:23:20 +0000

The Michigan Law Office of Melder & Melder (1-800-529-5454) explains how a “short sale” can be used to avoid foreclosure and assist individuals in Michigan who may be “upside down” on their mortgage. Experienced bankruptcy and real estate attorney Aric Melder practices in Oakland County, Wayne County and Macomb County. If you have legal questions about “short sales”, foreclosure or bankruptcy and you reside in the greater Detroit area, call Mr. Melder at 1-800-529-5454 or visit our website at http://www.melderandmelder.com.

Duration : 0:7:2

Technorati Tags: Attorney, bankruptcy, Chapter13, Chapter7, County, Debt, Detroit, foreclosure, Law, Lawyer, macomb, Michigan, Mortgage, oakland county, real estate, refinance, royal oak, short sale, shortsale, Southfield, troy, Wayne County

Purchase Agreements – Housing Statistics – Michigan Home Loans

admin — Wed, 07 Dec 2011 09:23:17 +0000

http://www.FirstCommerceFinancial.com
The purchase market in Michigan continues to challenge both buyers and sellers. Watch video to learn more…

Duration : 0:1:52

Technorati Tags: finance, housing, Michigan, refinance

HARP Program gains momentum with NO APPRAISAL NEEDED – Michigan Refinance

admin — Sun, 04 Dec 2011 03:04:10 +0000

http://www.FirstCommerceFinancial.com
HARP program is picking up steam and more details are set to be released on November 15th. Stay tuned for more details as this is sure to provide relief to many homeowners.

Duration : 0:1:16

Technorati Tags: HARP, home loans, Michigan, refinance, refinancing

HARP 2.0 Guidelines – Michigan Home Refinance

admin — Sun, 04 Dec 2011 03:04:07 +0000

http://www.FirstCommerceFinancial.com
The 2011 HARP guidelines have been released! Here are the key points: Current LTV(loan-to-value) cap of 125% lifted. Appraised value will not matter! The current price adjustments based on equity (or lack thereof) will be reduced or even eliminated. Really helpful for those far underwater or with a 2nd mortgage. Loan amount less than 125% LTV — refinance after 12/1/11 Loan amount greater than 125% LTV — Still waiting on guidance from lenders. Program at full capacity by March 2012

Duration : 0:1:30

Technorati Tags: HARP, Michigan, refinance